Privacy Policy

1. Data Controller and Operator

The website "How to Survive Inflation: Ways to Reduce Daily Expenses in Canada" is operated by Simple Oak House. As the data controller, we are committed to protecting the privacy and security of our users' personal information in the Montreal area and across the province of Quebec.

2. Applicable Legal Framework

Our data processing activities are governed by the laws of Quebec and Canada. Specifically, we comply with:

• Act respecting the protection of personal information in the private sector (Quebec), including amendments introduced by Law 25 (formerly Bill 64).
• Personal Information Protection and Electronic Documents Act (PIPEDA) at the federal level in Canada.
• While our primary jurisdiction is Canada, we align with GDPR principles for global users to ensure the highest standard of data integrity.

3. Categories of Data Collected

We may collect and process the following types of information when you interact with our inflation-reduction guides:

4. Purpose and Legal Basis for Processing

Under Law 25 and PIPEDA, we must identify the purposes for which personal information is collected at or before the time of collection. Simple Oak House processes your data for:

1. Service Delivery: Providing localized advice on reducing insurance premiums and banking fees in Montreal.
2. Communication: Responding to inquiries made through our digital portal regarding urban mobility and transit costing.
3. Legitimate Interest: Improving website performance and tailoring content to the specific economic climate of Quebec.
4. Legal Compliance: Meeting tax, regulatory, or safety requirements imposed by Canadian authorities.

5. Your Rights as a Data Subject

Under Quebec's Law 25, you have significant control over your personal information. You have the right to:

• Access: Request confirmation of whether we hold personal information about you and receive a copy.
• Rectification: Request correction of inaccurate or incomplete data.
• Erasure (Right to be Forgotten): Request the deletion of your data once the purpose for collection is fulfilled.
• De-indexing: Request that we stop disseminating your information or de-index links associated with your name.
• Portability: Receive your personal data in a structured, commonly used technological format.

To exercise these rights, please contact our Privacy Officer via the details provided in Section 9.

6. Data Retention and Security

Simple Oak House retains personal information only as long as necessary for the purposes for which it was collected or as required by law. We implement robust physical, organizational, and technological security measures, including encryption and restricted access protocols, to protect your data against unauthorized access, loss, or theft.

7. Third-Party Sharing and Cross-Border Transfer

We do not sell your personal information. Data may be shared with service providers (e.g., hosting, analytics) who assist in our operations. Some of these providers may be located outside of Quebec. In such cases, we conduct Privacy Impact Assessments (PIA) to ensure that your information receives an adequate level of protection equivalent to Quebec standards.

8. Cookie Protocol

Our website uses cookies to enhance user experience. You can manage your preferences through our Cookie Protocol. We distinguish between essential cookies (required for site functionality) and non-essential cookies (analytics and marketing), which require your explicit consent.